Free Estimate
Fill out the form below. We'll review your information and give you a realistic expectation within 24 hours. No cost. No obligation. Completely confidential.
No cost. The estimate is completely free.
No obligation. Knowing your number doesn't commit you to anything.
Completely confidential. Your information is never shared or sold.
We review your policy information — usually within a few hours.
We give you a realistic expectation of value within 24 hours.
If it makes sense to proceed, we walk you through the next steps. If not, we'll tell you that too.
Prefer to talk?
(877) 207-0951Several factors determine what institutional buyers will pay. Here's what moves the number up.
Age
Older policyholders typically command higher offers.
Health Changes
A health change since the policy was issued increases market value.
Higher Face Value
Larger policies attract more buyers and more competitive bids.
Lower Premiums
Policies with lower ongoing costs are more attractive to buyers.
Policy Type
Universal or whole life policies typically settle at higher multiples.
Prefer to speak with someone directly?
(877) 207-0951