Life settlements allow insurance agents to provide an additional service to clients who are considering lapsing or surrendering their policies — converting an unwanted policy into cash rather than losing the client entirely.
For Insurance Agents
Your clients are surrendering policies and getting pennies on the dollar. Some are letting policies lapse and getting nothing.
As their trusted insurance agent, you can offer them a better option — and earn referral compensation for doing the right thing.
Join Our Referral NetworkIdentify
A client with a policy they no longer need or can't afford to keep.
Introduce
Connect them to us — a quick call or email is all it takes.
We handle everything
Evaluation, marketing, negotiation, closing — we run the process end to end.
Everyone wins
Your client gets a better outcome. You earn referral compensation.
Policy types
Universal life · Whole life · Variable life · Convertible term
Minimum face value
$100,000 or more
Insured age
Typically 65 or older
Policy status
In-force, or convertible term with time remaining
Not sure if a policy qualifies? Call us. We'll tell you in minutes.
A referred life settlement is better for your client — and better for your relationship — than a lapse or surrender. Clients remember who helped them find value when others told them to walk away. That kind of trust doesn't just protect your book. It grows it.
Join our referral network. No paperwork, no risk, no obligation until a sale closes.
Join Our Referral NetworkWhen a client wants to drop their policy, a life settlement keeps you in the conversation. Instead of losing the client, you help them unlock value — strengthening trust and potentially earning a referral fee.
If the client is going to lapse or surrender anyway, you're already losing the commission. A life settlement turns a lost client into a grateful one — and often leads to new business referrals.